Browse by Property Type
Property Specialists
Not Sure Which Loan Fits Your Property?
Jason Kim and our CRE team have closed $200M+ across every property type.
Talk to a Specialist
Free CRE Financial Tools
10 Free Tools
Run Your Numbers Before You Apply
DSCR, cap rate, LTV, NOI — every metric lenders look at, built for CRE.
View All Calculators
Property Type

Industrial Property Loans Built for Scale.

Warehouses, distribution centers, manufacturing facilities, and flex space. We connect you to lenders who specialize in industrial real estate across all asset sizes.

75%
Max LTV
5.5–9%
Rate Range
5–25 yr
Loan Terms
$500K+
Loan Amounts
No credit impact Advisor-led process Multiple lender options No upfront fees
INDUSTRIAL TYPES

What Type of Industrial Property Are You Financing?

Industrial is the strongest-performing CRE sector. Lender appetite is high across all subtypes.

Warehouse / Distribution
E-commerce and logistics backbone
Large footprint, high clear height (24–36ft), multiple loading docks. Last-mile delivery and 3PL tenants drive demand. Lowest vacancy rates in commercial real estate. Strongest lender demand.
Manufacturing / Production
Heavy power, specialized infrastructure
Purpose-built for production operations. Heavy power requirements, overhead cranes, specialized flooring. Often owner-occupied with SBA financing. Lenders evaluate both the business and the property.
Flex / R&D Space
Office + warehouse hybrid
Combination office-warehouse with flexible layout. Popular with tech, biotech, and light assembly. Typically 30–50% office finish. Growing demand in suburban markets near talent pools.
FINANCING OPTIONS

Loan Options for Industrial Properties

Industrial assets are lender favorites. Multiple financing routes are available.

Conventional Bank
Lowest rates for stabilized assets
Rate5.5–8%
LTV65–75%
Term5–25 years
DSCR1.25x+

Industrial gets premium pricing from banks due to low vacancy and strong tenant demand.

SBA 504 / 7(a)
Owner-occupied manufacturing, 10% down
Rate5.5–7.5%
LTVUp to 90%
Term20–25 years
Occupancy51%+

Ideal for manufacturers, distributors, and logistics companies buying their own facility.

DSCR Loan
No personal income docs
Rate7–9%
LTV65–75%
Term5–30 years
DSCR1.0–1.25x

Portfolio investors scaling industrial holdings. No tax returns needed.

CMBS / Conduit
Large assets, non-recourse
Rate6–8%
LTV65–75%
Term5–10 years
Min Loan$2M+

Non-recourse for large logistics and distribution facilities with creditworthy tenants.

KEY METRICS

What Lenders Evaluate for Industrial Loans

DSCR
1.25x+
Industrial typically exceeds threshold easily
Clear Height
24ft+ preferred
Modern logistics need 32–36ft
Loading Docks
Critical for valuation
Cross-dock = premium pricing
Cap Rate
5–8% typical
Compressed due to high demand
Occupancy
90%+ market avg
Industrial vacancy near historic lows
Down Payment
20–30%
10% with SBA for owner-occupied
THE PROCESS

How Industrial Property Financing Works

01

Share Your Deal

Property address, square footage, clear height, dock count, tenant info, and purchase price or estimated value.

02

Submit to BestLoanUSA

Single application. No credit pull. We evaluate across bank, SBA, DSCR, and CMBS options.

03

Advisor Review

Dedicated advisor evaluates your industrial asset’s specifications, tenant strength, and market position to recommend the strongest financing path.

04

Lender Matching

We submit to lenders specializing in industrial. You receive competing term sheets.

05

Underwriting & Appraisal

Industrial-specific appraisal including physical inspection. Provide lease, operating statements, and environmental reports.

06

Close & Fund

Conventional: 30–45 days. SBA: 60–90 days. CMBS: 45–75 days.

Ready to Finance Your Industrial Property?

No credit pull. No commitment. See what industrial financing options are available.

FAQ

Frequently Asked Questions

Why is industrial real estate considered a strong investment?

E-commerce growth has driven unprecedented demand for warehouse and distribution space. Industrial vacancy rates are near historic lows nationally. Long-term NNN leases with logistics companies provide stable, predictable cash flow that lenders and investors favor.

What makes industrial properties easier to finance?

Low vacancy, strong tenant demand, and simpler maintenance compared to office or retail. Industrial assets typically have higher DSCR, making them lower risk for lenders. Many banks offer their best CRE rates for industrial.

Can I buy a warehouse for my own business?

Yes. SBA 504 and 7(a) are ideal for manufacturers, distributors, and logistics operators buying their own facility. 10% down with SBA 504 for an existing building.

Do environmental concerns affect industrial lending?

Yes. Most lenders require a Phase I Environmental Site Assessment for industrial properties. Properties with contamination history may need Phase II testing. Clean environmental reports are typically required before closing.

What clear height do lenders look for?

Modern logistics tenants want 32–36ft clear height. Buildings with 24ft+ are financeable but older buildings under 20ft may face limited lender appetite and higher vacancy risk. Clear height directly impacts property value and rent rates.

What is the minimum loan amount for industrial?

Most lenders start at $500K. CMBS requires $2M+. SBA loans accommodate smaller industrial purchases. Mini-warehouses and flex spaces in the $300K–$500K range are available through select portfolio lenders.

PROPERTY TYPES

Financing for Every Property Class

Each property type has unique lending criteria, risk profiles, and lender preferences. Find specialized financing matched to your asset.

Retail

Shopping centers & strip malls

Industrial

Manufacturing & distribution

Multifamily

Apartments & residential complexes

Warehouse

Logistics & cold storage

Medical Office

MOBs, clinics & surgery centers

Hotel

Full-service & boutique hospitality

Restaurant

QSR, casual & fine dining

Self-Storage

Climate-controlled & drive-up

Mixed-Use

Retail + office + residential combo

Dental Office

Dental & specialty practices

Auto Dealership

New & pre-owned vehicle sales

Auto Repair

Service, collision & quick-lube

Office

Class A/B/C buildings & coworking

C-Store & Gas

Convenience stores & fuel stations

Car Wash

Express tunnel & full-service

Gym & Fitness

Gyms, studios & recreation

View All Property Types →
Our 6 commitments to every borrower

Other lenders make promises.
We put them in writing.

Every commitment below exists because real borrowers got burned without it. We built BestLoanUSA to be the lender we wished existed.

$0
Hidden Fees
No surprise charges at closing. Every cost disclosed upfront in writing before you commit.
48hr
Pre-Qualification
Know where you stand within one business day — not weeks or months of silence.
1
Dedicated Advisor
One point of contact from application to closing. No handoffs, no ghosting, no runaround.
Day 1
Complete Checklist
Full document requirements on your first call. No mid-process surprises asking for "one more thing."
100%
Upfront Pricing
The rate and terms you're quoted are the rate and terms you close on. Period.
5 min
Application
One simple form, multiple lender options. Stop repeating yourself to dozens of brokers.
Start Your Free Application →

· No commitment required

Why borrowers switch to us

Five things your last lender should have done.

Borrowers don't come to us because lending is complicated. They come because someone else made it harder than it needed to be.

  1. 1
    48 hours to clarity. You'll know exactly where you stand — not wonder for months.
  2. 2
    Every dollar in writing. The rate and fees you see on day one are the ones you sign at closing.
  3. 3
    One advisor, start to finish. No handoffs. No vanishing acts. One person who knows your deal.
  4. 4
    Full checklist, first call. Every document listed upfront. No mid-process surprises.
  5. 5
    We earn when you close. No upfront fees. Our only incentive is your funded deal.
“I’ve spent over a decade watching good borrowers lose money to a broken process. BestLoanUSA exists so that stops happening.”
JK
Jason Kim
Managing Director, Commercial Lending
See the difference yourself →