Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website located at https://bestloanusa.com/ (the "Website") operated by BLU Partners LLC dba BestLoanUSA ("BestLoanUSA," "Company," "we," "our," or "us"), including all related features and services (collectively, the "Services").

By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use immediately.

1. Nature of Services

BestLoanUSA operates as a commercial financing referral and advisory platform connecting businesses with independent bank and non-bank lenders.

BestLoanUSA:

• Does not originate, fund, underwrite, or service loans

• Is not a bank or financial institution

• Does not make credit decisions

• Does not guarantee approval, rates, or funding outcomes

All loan decisions, underwriting determinations, rates, fees, and terms are determined solely by the participating lender.

We may receive compensation from lenders based on funded transactions or referral arrangements.

Our role is limited to facilitating introductions and providing informational guidance.

2. Eligibility

To use our Services, you must:

• Be at least 18 years old

• Be located in the United States

• Have authority to act on behalf of yourself or your business

• Provide accurate and truthful information

We reserve the right to decline or restrict access if eligibility requirements are not met.

3. No Financial, Legal, or Tax Advice

Information provided on the Website is for general informational purposes only.

BestLoanUSA does not provide legal, tax, accounting, or investment advice.
Users should consult their own licensed professionals before making financial decisions.

4. Submission of Information

By submitting information:

• You represent that all information is accurate and complete

• You authorize us to share relevant information with participating lenders

• You understand lenders may independently verify your information

Once shared with a lender, their disclosures, privacy policies, and agreements govern your relationship with them.

BestLoanUSA is not responsible for lender conduct, loan terms, funding timelines, or denial decisions.

5. Electronic Communications Consent

By using the Services, you consent to receive communications via:

• Email

• Phone calls

• SMS/text messages

These may include transactional or marketing communications.
You may opt out of marketing messages, but service-related communications may still be sent.

6. No Guarantee of Outcomes

Submission of an inquiry does not guarantee:

• Loan approval

• Specific interest rates

• Funding timelines

• Loan amounts

All financing decisions are made solely by lenders.

7. Permitted Use

You agree not to:

• Attempt unauthorized access

• Interfere with Website functionality

• Reverse engineer or copy proprietary materials

• Use the Website for unlawful purposes

We may suspend or terminate access for violations.

8. Intellectual Property

All content, trademarks, logos, software, and materials are owned by or licensed to BestLoanUSA.

You are granted a limited, revocable, non-transferable license to use the Website for its intended purpose only.

9. Third-Party Links and Lenders

The Website may contain links to third-party lenders or service providers.

We do not control and are not responsible for:

• Third-party content

• Lending practices

• Regulatory disclosures

• Loan servicing

Your relationship with any lender is solely between you and that lender.

10. Disclaimer of Warranties

The Website and Services are provided "as is" and "as available."

We disclaim all warranties, express or implied, including:

• Merchantability

• Fitness for a particular purpose

• Non-infringement

• Accuracy or completeness

We do not warrant uninterrupted or error-free operation.

11. Limitation of Liability

To the fullest extent permitted by law, BestLoanUSA shall not be liable for:

• Indirect or consequential damages

• Lost profits or business opportunities

• Financial losses related to lender decisions

• Errors or interruptions in Website availability

Your sole remedy for dissatisfaction is to discontinue use.

12. Indemnification

You agree to indemnify and hold harmless BestLoanUSA and its affiliates from any claims, losses, or damages arising from:

• Your use of the Website

• Violation of these Terms

• Misrepresentation of information

• Agreements or disputes with lenders

13. Governing Law

These Terms are governed by the laws of the State of California.

Any dispute shall be resolved exclusively in the state or federal courts located in California.

14. Limitation on Claims

Any claim must be filed within one (1) year from the date the cause of action arose.

15. Class Action Waiver

All disputes shall be resolved individually.
You waive participation in class or representative actions.

16. Severability

If any provision is held invalid, the remaining provisions remain enforceable.

17. Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and BestLoanUSA.

18. Contact Information

BLU Partners LLC dba BestLoanUSA
515 S. Flower St., 18th & 19th Floor
Los Angeles, CA 90071

Email: support@bestloanusa.com
Phone: 949-969-8611
Website: https://bestloanusa.com

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