1. Scope of This Policy
This Policy applies to information collected:
- Through our Website: https://bestloanusa.com
- Through email, text, or other electronic communications between you and BestLoanUSA
- When you interact with our advertisements on third-party platforms that reference this Policy
- When you voluntarily provide information through inquiry forms or direct contact
This Policy does not apply to information collected directly by third-party lenders or service providers once you leave our Website. Their respective privacy policies will govern their handling of your information.
2. Information We Collect
We may collect the following categories of information:
Personal Information (Provided by You)
- Name
- Email address
- Phone number
- Business name
- Details relating to your financing inquiry
Business & Financial Information
- Time in business
- Annual revenue
- Estimated credit profile
- Loan amount requested
- Industry information
Technical & Analytical Information (Automatically Collected)
- IP address
- Browser type
- Device identifiers
- Operating system
- Interaction logs
- Cookies and usage analytics
User Contributions
- Reviews, comments, or publicly submitted feedback
We do not knowingly collect information from individuals under 18 years of age. If we become aware that we have collected information from a minor, we will delete it promptly.
3. How We Collect Information
We collect information:
Directly from You
When you submit forms or communicate with us.
Automatically
Through cookies, analytics tools, and tracking technologies.
From Third Parties
Lenders or service providers may share limited status updates necessary for referral tracking, servicing coordination, and operational purposes.
4. How We Use Your Information
We use collected information for legitimate business and operational purposes consistent with your relationship with us.
Specifically, we use information to:
- Facilitate the referral and matching process between users and independent third-party lenders
- Communicate with you regarding your financing inquiry
- Send verification (authorization) codes necessary to validate your contact information
- Confirm receipt of your application submission
- Operate, maintain, and improve our Website and platform
- Comply with legal, regulatory, and compliance obligations
- Detect, prevent, and address fraud, misuse, or unauthorized activity
SMS Communications
If you provide prior express consent, BLU Partners LLC may send SMS messages limited to:
- Verification (authorization) codes
- Confirmation that your application has been received
Message frequency varies. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For assistance, reply HELP or contact us at [email protected] or 949-969-8611.
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
5. Sharing of Information
- Facilitate the referral and matching process between users and independent lenders
We may share information under limited circumstances:
- Communicate regarding inquiries or related services
Lenders & Financing Partners
- Operate, maintain, and improve our Website
To help identify and present potential financing options.
- Comply with legal and regulatory obligations
Service Providers
- Detect, prevent, and address fraud or misuse
Including hosting providers, analytics platforms, communication services, and IT infrastructure providers.
- Provide optional informational or promotional communications (opt-out available)
Legal Requirements
We use information only for legitimate business purposes consistent with your relationship with us.
To comply with applicable laws or valid legal processes.
Business Transfers
In connection with mergers, acquisitions, or asset transfers.
We do not sell or rent personal information. We do not share personal information for cross-context behavioral advertising.
6. Cookies & Tracking Technologies
We may use cookies, web beacons, and similar technologies to:
- Analyze Website usage
- Improve performance and functionality
- Measure advertising effectiveness
- Deliver relevant content
We may use third-party analytics and advertising partners such as Google and similar providers for traffic measurement and service improvement.
Information stored in your browser. Some features keep information in your browser’s local storage or session storage, on your own device:
- Recently viewed pages and calculator inputs. The pages you viewed and the numbers you last entered in our calculators, so you can pick up where you left off. This stays on your device and is not sent to us. You can erase it with “Clear” under “Pick up where you left off,” or by clearing your browser’s site data.
- Application progress. While you fill in an application, your answers are kept in session storage so that reloading the page does not lose them. It is cleared when you close the browser tab.
- Referral and campaign information. If you arrive through a partner’s link or an advertisement, the partner code and campaign parameters (such as UTM tags) are stored so they can be included when you submit a form.
- Your own partner code. If you are a BestLoanUSA partner and choose “Save my code on this device” on the partner link builder, your code is kept on that device so the links you copy on our site include it. You can remove it there at any time (“Remove”).
You may disable cookies through browser settings; however, certain features may not function properly.
7. Your Rights & Choices
You may:
- Opt out of promotional emails via unsubscribe link
- Request access, correction, or deletion of personal information
- Exercise rights under applicable privacy laws, including CCPA/CPRA
- Limit certain uses or disclosures where applicable
We may require identity verification before processing privacy-related requests.
Requests may be submitted to:
[email protected]
or by calling 949-969-8611
8. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal information, including encrypted data transmission (HTTPS), restricted access controls, and secure hosting infrastructure.
No data transmission or storage system can guarantee absolute security.
9. Data Retention
We retain personal information only as long as reasonably necessary for business, legal, compliance, and operational purposes.
Property documents you choose to upload after applying (for example a rent roll or operating statement) are stored privately, seen only by our advisors, and deleted automatically 90 days after upload.
10. California Privacy Rights (CCPA/CPRA)
California residents have the right to:
- Request disclosure of personal information collected in the previous 12 months
- Request deletion of personal information, subject to legal exceptions
- Opt out of certain data sharing practices where applicable
- Not be discriminated against for exercising privacy rights
Requests may be submitted to [email protected] with the subject line "California Privacy Request."
11. Updates to This Policy
We may update this Policy periodically. The updated version will include a revised "Last Updated" date. Continued use of the Website constitutes acceptance of the updated Policy.
12. Contact Information
BLU Partners LLC dba BestLoanUSA
515 S. Flower Street
18th & 19th Floor
Los Angeles, CA 90071
Email: [email protected]
Phone: 949-969-8611
Website: https://bestloanusa.com