Loan Products
CRE Refinancing
Lower your rate or pull equity from existing properties
Owner-Occupied CRE Loan
Finance the building where your business operates
Cash-Out Refinance
Access equity for renovations or new acquisitions
Hard Money Takeout Refi
Exit hard money loans with permanent financing
Investment Property Loan
Acquire income-producing commercial properties
Tenant Improvement Financing
Fund fit-outs to attract quality tenants
Learn & Research
What Is a CRE Loan?
Fundamentals of commercial real estate financing
CRE Loan Requirements
Credit, DSCR, LTV, and documentation standards
CRE Loan Rates
Current rate ranges by property type and loan program
Construction Loans
Ground-up and renovation construction financing
Bridge Loans
Short-term capital while you secure permanent financing
DSCR Loans Guide
Qualify based on property income, not personal income
Document Checklist
Everything lenders require, organized by loan type
CRE Glossary
Definitions for every term lenders use
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SBA Loans
SBA Loans Overview
Government-backed financing with lower down payments
SBA 504 Loans
Long-term fixed-rate financing — 10% down
SBA 7(a) Loans
Flexible working capital and real estate financing
Other Loan Products
Term Loans
Lump-sum financing with fixed repayment schedules
Business Line of Credit
Draw funds as needed, pay interest only on what you use
Business Loan Refinancing
Lower your rate or consolidate existing debt
Equipment Financing
Purchase or lease business-critical equipment
SBA Certified
SBA 504 Rates as Low as 6.5%
Lock in long-term fixed rates for owner-occupied CRE with just 10% down.
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Free CRE Financial Tools
DSCR CalculatorCommercial MortgageLTV CalculatorCap Rate CalculatorNOI CalculatorSBA 504 CalculatorRefinance Break-EvenCash-Out EquityCash-on-Cash ReturnYield Maintenance
10 Free Tools
Run Your Numbers Before You Apply
DSCR, cap rate, LTV, NOI — every metric lenders look at, built for CRE.
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Articles & Guides
Article Hub
107 expert articles on CRE financing, strategy, and tips
Capital Insights
Market commentary and lending analysis from our team
Property Type Hub
Sector-specific financing guides for every property type
Reference & Support
CRE Hub
Commercial Real Estate Hub
FAQ
Quick answers to the most common borrower questions
How It Works
Our 3-step lender matching process explained
About BestLoanUSA
Our story, team, and commitment to CRE borrowers
Commercial Real Estate Hub
CRE Loan Hub
Commercial Real Estate Financing Hub with Property Types, Calculators, and Most of CRE Financing Options  
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📏 Lease Tool

Rent Per Square Foot Calculator

Convert between total rent and per-square-foot rates. Compare lease rates across properties and calculate total annual occupancy cost for commercial spaces.

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Rent Per Sq Ft Calculator

Convert and compare commercial lease rates

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For multi-tenant comparison
Rent Per Square Foot (Annual)
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Monthly PSF
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Annual Rent
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Cost Per Unit
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per month
Sq Ft Per Unit
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Looking for commercial space financing?We help tenants-turned-owners buy their own building with CRE loans.

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Understanding Rent Per Square Foot

The standard metric for comparing commercial lease rates.

Annual vs Monthly PSF

Commercial leases are typically quoted as annual rent per square foot. A $30/SF annual rate = $2.50/SF monthly. Always clarify whether a quoted rate is annual or monthly. Office and retail leases use annual PSF; some residential and industrial markets quote monthly.

NNN vs Gross vs Modified

NNN (Triple Net): Tenant pays base rent + taxes + insurance + maintenance. Gross: Landlord covers all expenses. Modified Gross: Split between both. A $25 NNN lease might cost $35–$40 all-in, while a $35 gross lease includes everything. Always compare on an all-in basis.

Rentable vs Usable SF

Rentable SF includes your space plus a share of common areas (lobbies, hallways). Usable SF is your actual space. The load factor (rentable ÷ usable) is typically 1.10–1.20x. A 2,000 usable SF office might be 2,300 rentable SF. You pay rent on rentable SF.

When to Buy vs Lease

If your rent PSF exceeds the mortgage payment PSF on a comparable building, ownership may be smarter. Many businesses discover they can own for the same or less than they lease — plus build equity. Our advisors model the buy-vs-lease comparison for free.

Frequently Asked Questions

Common questions about commercial rent rates.

Compare Rates. Find Your Space.

Whether leasing or buying, our advisors help you make the best real estate decision for your business.

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CRE CALCULATORS

23 Professional-Grade Financial Tools

Run the same numbers your lender runs — before you apply. Every calculator is free, instant, and requires no signup.

Loan Analysis

Investment Returns

Refinance & Costs

Lease & Valuation

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Our 6 commitments to every borrower

Other lenders make promises.
We put them in writing.

Every commitment below exists because real borrowers got burned without it. We built BestLoanUSA to be the lender we wished existed.

$0
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Know where you stand within one business day — not weeks or months of silence.
1
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Complete Checklist
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Why borrowers switch to us

Five things your last lender should have done.

Borrowers don't come to us because lending is complicated. They come because someone else made it harder than it needed to be.

  1. 1
    48 hours to clarity. You'll know exactly where you stand — not wonder for months.
  2. 2
    Every dollar in writing. The rate and fees you see on day one are the ones you sign at closing.
  3. 3
    One advisor, start to finish. No handoffs. No vanishing acts. One person who knows your deal.
  4. 4
    Full checklist, first call. Every document listed upfront. No mid-process surprises.
  5. 5
    We earn when you close. No upfront fees. Our only incentive is your funded deal.
“I’ve spent over a decade watching good borrowers lose money to a broken process. BestLoanUSA exists so that stops happening.”
JK
Jason Kim
Managing Director, Commercial Lending
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