Loan Products
🔄
CRE Refinancing
Lower your rate or pull equity from existing properties
🏢
Owner-Occupied CRE Loan
Finance the building where your business operates
💵
Cash-Out Refinance
Access equity for renovations or new acquisitions
⚡
Hard Money Takeout Refi
Exit hard money loans with permanent financing
📈
Investment Property Loan
Acquire income-producing commercial properties
🔨
Tenant Improvement Financing
Fund fit-outs to attract quality tenants
Learn & Research
📖
What Is a CRE Loan?
Fundamentals of commercial real estate financing
✅
CRE Loan Requirements
Credit, DSCR, LTV, and documentation standards
💹
CRE Loan Rates
Current rate ranges by property type and loan program
🏗️
Construction Loans
Ground-up and renovation construction financing
🌉
Bridge Loans
Short-term capital while you secure permanent financing
📊
DSCR Loans Guide
Qualify based on property income, not personal income
📋
Document Checklist
Everything lenders require, organized by loan type
🔤
CRE Glossary
Definitions for every term lenders use
Fast Approval
Get Your CRE Rate in 24 Hours
Submit once, compare offers from 30+ lenders — no hard credit pull.
Start Application
Browse by Property Type
🏢Office Buildings🛍️Retail Properties🏭Industrial🏥Medical Office📦Warehouse🍽️Restaurant🏨Hotel & Hospitality🔒Self-Storage🏙️Mixed-Use🌿Land & Development
Property Specialists
Not Sure Which Loan Fits Your Property?
Jason Kim and our CRE team have closed $200M+ across every property type.
Talk to a Specialist
SBA Loans
🏛️
SBA Loans Overview
Government-backed financing with lower down payments
🏗️
SBA 504 Loans
Long-term fixed-rate financing — 10% down
💼
SBA 7(a) Loans
Flexible working capital and real estate financing
Other Loan Products
📅
Term Loans
Lump-sum financing with fixed repayment schedules
🔁
Business Line of Credit
Draw funds as needed, pay interest only on what you use
🔄
Business Loan Refinancing
Lower your rate or consolidate existing debt
⚙️
Equipment Financing
Purchase or lease business-critical equipment
SBA Certified
SBA 504 Rates as Low as 6.5%
Lock in long-term fixed rates for owner-occupied CRE with just 10% down.
Check SBA Eligibility
Free CRE Financial Tools
📊DSCR Calculator🏦Commercial Mortgage⚖️LTV Calculator📈Cap Rate Calculator💰NOI Calculator🏛️SBA 504 Calculator🔄Refinance Break-Even💵Cash-Out Equity🔢Cash-on-Cash Return📉Yield Maintenance
10 Free Tools
Run Your Numbers Before You Apply
DSCR, cap rate, LTV, NOI — every metric lenders look at, built for CRE.
View All Calculators
Articles & Guides
📰
Article Hub
107 expert articles on CRE financing, strategy, and tips
💡
Capital Insights Blog
Market commentary and lending analysis from our team
🏭
Industry Financing Hub
Sector-specific financing guides for every industry
Reference & Support
📚
CRE Glossary
Definitions for every term lenders use
❓
FAQ
Quick answers to the most common borrower questions
⚙️
How It Works
Our 3-step lender matching process explained
🤝
About BestLoanUSA
Our story, team, and commitment to CRE borrowers
Free Download
CRE Document Checklist 2025
Everything lenders require — organized by loan type and property category.
Download Free

COMMERCIAL REAL ESTATE FINANCING

The Smartest Way to
Finance Commercial Property

Compare loan programs across 16 property types. Use 23 free calculators. Work with a dedicated advisor — not a call center.

Start Your ApplicationExplore Loan Programs
16Property Types
23Free Calculators
12Loan Programs
48 hrPre-Assessment

LOAN PROGRAMS

Every CRE Financing Structure, One Platform

From conventional mortgages to bridge loans, construction financing to DSCR lending — compare real options across 12 distinct loan programs.

📋

CRE Loan Overview

How commercial loans work, common structures, and what lenders evaluate

✅

Qualification Requirements

DSCR, credit score, down payment, and documentation checklist

📊

Current CRE Rates

Rate ranges by property type, loan structure, and borrower profile

🏗️

Construction Loans

Draw schedules, loan-to-cost structures, and timeline planning

🌉

Bridge Loans

Short-term financing for acquisitions, repositioning, or refinancing

📈

DSCR Loans

Income-based qualification without personal income documentation

🔄

CRE Refinancing

Lower rates, better structure, or access equity from existing property

🏢

Owner-Occupied

Buy the building your business operates in with SBA 504 or conventional

💰

Cash-Out Refinance

Access equity from your commercial property for expansion or acquisition

⚡

Hard Money Takeout

Exit bridge or hard money loans with conventional or SBA refinancing

🏠

Investment Property

DSCR and conventional financing for income-producing properties

🛠️

Tenant Improvement

Finance buildout and renovation through CRE loans or SBA programs

PROPERTY TYPES

Financing for Every Property Class

Each property type has unique lending criteria, risk profiles, and lender preferences. Find specialized financing matched to your asset.

🏢Office🛒Retail🏭Industrial🏨Multifamily📦Warehouse🏥Medical Office🏨Hotel🍽️Restaurant🗄️Self-Storage🈘️Mixed-Use🦷Dental Office🚗Auto Dealership🔧Auto Repair⛽C-Store / Gas🚿Car Wash🏋️Gym / Fitness
View All Property Types →

CRE CALCULATORS

23 Professional-Grade Financial Tools

Run the same numbers your lender runs — before you apply. Every calculator is free, instant, and requires no signup.

Loan Analysis

Investment Returns

Refinance & Costs

Lease & Valuation

Open Calculator Hub →

HOW IT WORKS

From First Inquiry to Funded Deal

01

Tell Us About Your Deal

Share your property type, purchase price or loan amount, and timeline. No credit pull — just a conversation.

02

48-Hour Pre-Assessment

Your dedicated advisor, Jason Kim, reviews your deal and identifies the best-fit loan structures and lender types.

03

Compare Real Offers

Receive competitive term sheets from bank and non-bank lenders matched to your specific property and borrower profile.

04

Close with Confidence

Your advisor manages lender communication, document coordination, and timeline tracking through closing.

WHY BESTLOANUSA

Five Commitments That Set Us Apart

⏱️

48-Hour Pre-Assessment

Know your options within two business days — not two weeks.

💲

Upfront Cost Transparency

See all costs before you commit. No hidden fees, no surprises at closing.

🧑‍💼

Single Dedicated Advisor

One point of contact from first call to funded deal. No call center rotation.

📋

Complete Doc Checklist

Know exactly what documents you need before you start gathering them.

🏆

Success-Based Fee

Pay only when your deal funds. Zero upfront application or advisory fees.

Ready to Finance Your Property?

Start with a no-obligation pre-assessment. No credit pull, no commitment — just a clear picture of your options within 48 hours.

Apply NowSee How It Works

Or explore our resources: CRE Calculators·Property Types·Capital Insights·Article Hub

Our 6 commitments to every borrower

Other lenders make promises.
We put them in writing.

Every commitment below exists because real borrowers got burned without it. We built BestLoanUSA to be the lender we wished existed.

$0
Hidden Fees
No surprise charges at closing. Every cost disclosed upfront in writing before you commit.
24hr
Pre-Qualification
Know where you stand within one business day — not weeks or months of silence.
1
Dedicated Advisor
One point of contact from application to closing. No handoffs, no ghosting, no runaround.
Day 1
Complete Checklist
Full document requirements on your first call. No mid-process surprises asking for "one more thing."
100%
Upfront Pricing
The rate and terms you're quoted are the rate and terms you close on. Period.
5 min
Application
One simple form, multiple lender options. Stop repeating yourself to dozens of brokers.
Start Your Free Application →

· No commitment required

Why borrowers switch to us

Five things your last lender should have done.

Borrowers don't come to us because lending is complicated. They come because someone else made it harder than it needed to be.

  1. 1
    48 hours to clarity. You'll know exactly where you stand — not wonder for months.
  2. 2
    Every dollar in writing. The rate and fees you see on day one are the ones you sign at closing.
  3. 3
    One advisor, start to finish. No handoffs. No vanishing acts. One person who knows your deal.
  4. 4
    Full checklist, first call. Every document listed upfront. No mid-process surprises.
  5. 5
    We earn when you close. No upfront fees. Our only incentive is your funded deal.
“I’ve spent over a decade watching good borrowers lose money to a broken process. BestLoanUSA exists so that stops happening.”
JK
Jason Kim
Managing Director, Commercial Lending
See the difference yourself →